Just Your Average Jo is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Therefore, as an Amazon Associate I may earn from qualifying purchases made by you but at no additional cost to … [Read more…]
I’m a little bit different. I’m okay with that, honestly. I’ve never been one that likes to be pigeon-holed into one set of defining characteristics. Sure, there are certain personality traits that I carry and others that I don’t. There are definitely things about me that are constant and unchanging. My love for music, animals, … [Read more…]
Well, 2017 is coming to an end. Hard to believe that we are just a few days away from beginning a new year! Are you looking forward to it? At the beginning of 2017, Scott and I had a goal to pay off $17,000 in debt. We were ready to quit piddling around with this debt-free … [Read more…]
Have you ever been faced with a decision so big you felt paralyzed to make it? Several years ago, I was living in Colorado and experiencing one of these big decisions. Looking back, it wasn’t as a big of a decision as it felt at the time, but that’s not the point. The point is … [Read more…]
The heart of man plans his way, but the Lord establishes his steps. Pr. 16:9 Over the last few months, I’ve been aware of a shift in my attitude toward breaking free from the 8-5 work life. There’s a fire that’s been lit within to quit piddling around and actually make strides toward success. I feel like it’s … [Read more…]
Alright, so you want out of the 8-5 life. That’s great. Knowing that is ground zero for everything else that follows. For several years, I teetered back-and-forth with the thought of breaking free. Some days I didn’t want it, most days I did. On the days that I did not want out, I wondered what … [Read more…]
As I consider the idea of breaking free more, I realize that so much of it relies upon financial ability. Being in a place, financially, to handle the probability of a lack of income while pursuing self-employment possibilities is essential to the success of the journey. Stepping out on my own, though exhilarating, is also … [Read more…]
During last month’s 31-day writing challenge, I wrote a post about taking steps toward leaving my 8-5 job. It had not occurred to me that I even was taking steps until I sat down to write for that day’s prompt. As I was writing it, though, I knew there was more to “unpack” than the … [Read more…]
A couple of weeks ago, I had a conversation with one of the horse trainers I’ve been working with for the last few months. It went something like this: Trainer: “I’m going to tell you something you’re not going to like very much.” Me: “…Ok.” Trainer: “You need to drop 20lbs.” Me: “Oh…uh, ok. Thanks.” … [Read more…]
In May, my husband and I bought a car and chose to finance just under $20,000 in order to do so. Yesterday, we made the final payment on that loan. That’s six months from the time of the first payment in June to the last in November. $20,000. Paid off in six months. Part of … [Read more…]